University trains you to site references. Other wise a 'fact' is just an opinion. Hun, it cost almost $25 k just to fill the fuel tank. So I cannot imagine living on $50k. Want advice? Easy, figure out where the masses are going and get there first to sell them whatever they think they want. Translation do not buy gold nowI'd be ok being talked down to for not having more than $50k a year to spend if the person actually had advice that made them sound like they really had it. However everything MrsCALoki says about money, is, plainly worded, bat shit crazy.
Word to the wiser MrsC, if you are going to impersonate a gold-digging woman, don't go linking to Statistics Canada in the middle of an argument. That would be more the style of hopelessly single manga collector working in IT.
Are you any good as an investor? Take your gross gains, remove marginal tax rate off on all the gains; remove the amount of inflation from your assets, remove all handling and carrying and brokerage fees. Based on the last 10 years every year Net / Gross assets should be at least 2 %. If you are in a tax haven at least 20%. If you are not getting at least that go hire someone.
Nothing in life is free, including stock tips.