So I'm up ~50k this year, half due to my stock market stuff paying off and half due to circumstance. Earlier in the year I lost my job and had to find a new one, but ended up not just finding something closer but one that pays ~$25k a year more (tldr: when you have 16 years of experience doing something and become a "free agent" a lot of places tend to give you what you want). 2025 as a whole has been a weird year for me though. God has told me for the past few years to trust my instincts more, and this year it seems as though everytime I haven't I've been punished significantly.
How much are you down this year?
- Thread starter stinkynuts
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Congrats on your success. Your biggest investment should always be in yourself first.
Before Liberation day I was up 70k, after liberation day I was down 70k so a 140k change, I changed my portfolio allocation due to liberation day which was a dumb move, now I am back to break even.
6% GICs, those were the good old days, now it is 3.25% which will not beat inflation after taxes.
6% GICs, those were the good old days, now it is 3.25% which will not beat inflation after taxes.
Yeah, ZST ETF was o.k. but now does not pay much. I remember getting a 5 year National Bank GIC in the early 90s. 9% and think inflation was about 5% when I bought it. So, 4% real return at the time.
Ttrump continues to blatantly manipulate the crypto and stock markets. It's unreal how he is getting away with this.
Just a few days ago, he criticized Intel's chairman, calling him to resign. Shares plumetted. A few days later, after he and his circle bought the dip, he praises the CEO, and today he it is revelaled that the Trump adminstrationg is going to have a stake in Intel.
Obviously, this was planned for a while. There's no reason to criticized the CEO and tell him to resign because he's doing a horrible job, then announce he's doing a great job a few days later, and then a couple of days later announce a stake in Intel. No wonder those at the top keep getting rich. They have information beforehand, it's completely rigged.
August 8: Trump blasts Intel CEO, telling him to resign, stock plummets: https://www.bbc.com/news/articles/c70x6602pdyo
August 11: Trump praises Intel's CEO: https://www.cnbc.com/2025/08/11/intel-ceo-trump-lip-bu-tan.html
August 14: Trump announces stake in Intel, stock pumps:
Just a few days ago, he criticized Intel's chairman, calling him to resign. Shares plumetted. A few days later, after he and his circle bought the dip, he praises the CEO, and today he it is revelaled that the Trump adminstrationg is going to have a stake in Intel.
Obviously, this was planned for a while. There's no reason to criticized the CEO and tell him to resign because he's doing a horrible job, then announce he's doing a great job a few days later, and then a couple of days later announce a stake in Intel. No wonder those at the top keep getting rich. They have information beforehand, it's completely rigged.
August 8: Trump blasts Intel CEO, telling him to resign, stock plummets: https://www.bbc.com/news/articles/c70x6602pdyo
August 11: Trump praises Intel's CEO: https://www.cnbc.com/2025/08/11/intel-ceo-trump-lip-bu-tan.html
August 14: Trump announces stake in Intel, stock pumps:
I was seriously considering buying some Intel at around $20, it seems to be the support floor for the stock but Intel is a total dog of a company right now. Every time there is an Intel rumor, the stock pops pretty well, but then it eventually crashes back down to $20.
If Trump is talking about Intel then you know he is not serious about it, if Trump stop talking about Intel then you know he is serious about Intel. If Trump stops talking about Intel and it hits $20 again, I think it would be a strong buy.
Currently, I am heavily into low beta Canadian dividend stocks, I am looking to get out of that garbage and pickup some more gold and silver, probably. Maybe TD stock or BNS if I am still pussified.
Fortune favors the brave, but so does disaster.
If Trump is talking about Intel then you know he is not serious about it, if Trump stop talking about Intel then you know he is serious about Intel. If Trump stops talking about Intel and it hits $20 again, I think it would be a strong buy.
Currently, I am heavily into low beta Canadian dividend stocks, I am looking to get out of that garbage and pickup some more gold and silver, probably. Maybe TD stock or BNS if I am still pussified.
Fortune favors the brave, but so does disaster.
Right now the market is overvalued more than any time in history.
The AI boom is the next dotcom bubble. It's going to be REALLY bad. On top of soaring national debt, stubborn inflation, and a literal moron at the helm of the world's largest economy, what can go wrong?
I'm going to go defensive:
Rotate out of tech and jump into undervalued defensive stocks with high dividends, Canadian/European/Asian ETFs, perhaps some silver/gold.
Right now I really like UNH, especially after Buffet just opened a position in it. Pfizer, with a 7% dividend yield, and at a dirt cheap price, is a great buy as well. As always, staples such as Costco and Coke are also solid.
But not yet. Trump is going to pump up the stock market with rate cuts and stimulus checks. Another boom before the big crash. Don't want to miss it.
I'm now up about 16% since Jan 1. I lost 10% going into liberation day, so my 3 month chart looks ridiculous.
Yeah, I've been trying but haven't gotten too greedy with it, yet. I say that despite the fact I spent $600 on board games this month (2/3rds of that being the deluxe edition of my favorite one). Also been trying a new diet program, to mixed results.
Board games? To play, or as collectibles?
Dieting is tough, but its up to you to decide how tough. Others have done it, you can too.
IMO investing and dieting require similar strategies for success - consistency, realistic & achievable goals, & occasionally, treat yourself to something nice for your hard work.
All the best to you!
Kiiinda both? Like that $400 one I got I play a ton of online but wanted a physical copy. Been playing it at a few clubs and they're addicted to it, mostly because it's like magic the gathering without the high pricetag.
Yeah, the toughest part of this new diet has been giving up corn. The idea behind it is that you're going back to basics. Dairy, meats, grains, and very few processed foods/sugars/corn-related stuff. People were a lot more physically fit hundreds of years ago, and this attempts to replicate it.
Buffet is bad at market timing, he is always right but always early. If Buffett can not time the market, there is little hope for the rest of us. I think you should get into a defensive position sooner than later. I know it is hard to take that advice, that advice is not from me, it is from Buffet so it carries significant weight.
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Sometimes Buffett is hard to figure out. For example, he hates gold but did own Barrick for a short time.
I was under the impression that he doesn't time the market but buys companies that are under valued. I recall some videos that he won't pull the trigger if there isn't a company that he under values and deems investable. Considering his method of analyzing companies to find value and he would rather sit on cash till something wets his appetite I don't see how this would be considered timing?
I've been up all year. I mentioned PLTR stock a while ago to you all, wonder who else bought in? 
Also my mining stocks are all up so overall no complaints 
Also my mining stocks are all up so overall no complaints Just to show I'm not full of it, here's snapshot of my mining stocks. Portfolio is up 12.51 % since July 
Cameco is the only disappointment
Cameco is the only disappointment Don't have PLTR but Oracle was rocking until recently. As for mining stocks, Franco Nevada doing well but only a small weighting.I've been up all year. I mentioned PLTR stock a while ago to you all, wonder who else bought in?
But gold mining stocks indirectly pulling up pulling up my Canadian index in the pension plan and TFSA and small mid cap fund in RRSP.
I was looking at cameco as a long term hold. it makes sense, Im just unfamiliar with it. Also considering CP if it hit the number I'm looking for. Not a huge dividend but it's consistent which is what I'm about.Just to show I'm not full of it, here's snapshot of my mining stocks. Portfolio is up 12.51 % since July
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My portfolio is at all time highs considering I'm very under on AQN and BCE. Still holding and not selling position. May be willing to add to BCE if they can be consistent in their management, earnings and debt reductionl.
