Cash Back Credit Cards
- Thread starter brian44
- Start date
I tend to ignore the different 'cash back' offers.
Too often they max out on some low capped transaction value, after which cash back stops.
Or it keeps going, but you pay an annual high card renewal fee for the 'priviledge' of uncapped cash back.
We keep it simple. CTC Mastercard. Strive to buy all car gas at CTC gas bars.
Run most of the annual expenses of life we can though this card to spin CTC e-money.
Usually 35-40K a year.
Then we use the earned e-money at CTC stores for the stuff you use every day.
Toilet paper, kleenex, paper towels, laundry detergent, dish detergent, cleaning products, yard waste bags.
Too often they max out on some low capped transaction value, after which cash back stops.
Or it keeps going, but you pay an annual high card renewal fee for the 'priviledge' of uncapped cash back.
We keep it simple. CTC Mastercard. Strive to buy all car gas at CTC gas bars.
Run most of the annual expenses of life we can though this card to spin CTC e-money.
Usually 35-40K a year.
Then we use the earned e-money at CTC stores for the stuff you use every day.
Toilet paper, kleenex, paper towels, laundry detergent, dish detergent, cleaning products, yard waste bags.
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Rbc Avion
You can convert to American Airlines miles, and every August they offer a 25% conversion bonus.
Then, you can find really cheap International business class tickets.
Plus offers extended warranty, travel insurance, rental car insurance, trip protection, etc.
A good card for those who travel a lot.
You can convert to American Airlines miles, and every August they offer a 25% conversion bonus.
Then, you can find really cheap International business class tickets.
Plus offers extended warranty, travel insurance, rental car insurance, trip protection, etc.
A good card for those who travel a lot.
For every day use the CTC card is best because it is no annual fee and it pays back in Canadian Tire money. I have the black World Elite card which includes free roadside assistance. A few years ago my car would not start and the car had to be transported back to the dealer on a flatbed. The manufacturer paid the cost because the car was under warranty. The cost was $500, it must be more now. I keep my cars for 5 years, so I am covered for the two years it is not on warranty. I also have the Black Presidents Choice World Elite card, also no fee. In Canada, everyone knows the President's Choice brand. When I use the Black World Elite Presidents Choice card in other countries people are really impressed by the name. I have gotten hotel and airline upgrades without asking. Sadly, the new PC cards no longer have the word President's Choice prominent. It just has big PC lettering on the card.
The only annual fee card I have is the Scotia Bank Visa Passport card. The annual fee is $150. The best perk is 6 airport lounge passes. You can arrive early and enjoy a leisurely time before your flight, with food, alcohol, internet and work station. If you have big gaps between connecting flights some lounges have private rest areas, showers that you can stay at for 4 hours.
I have the Scotia passport as well. Get no fee currency conversion. It's free with a minimum bank balance. I combine with Scene points to get lots of free movies and they have several other places to spend them as well.
I have a Costco Mastercard. Use it regularly and tend to accumulate about 500-700 bucks per year. Good shop every January to use it up.
I have a Costco Mastercard. Use it regularly and tend to accumulate about 500-700 bucks per year. Good shop every January to use it up.
Simplii financial visa gives up to 4 percent on fast food and restaurant payments. For everything else, Tangerine MasterCard with up to 2 percent on three categories that you choose.the tangerine card pays you back every month into your tangerine account of choice.
I have the Scotia passport aswell the 6 lounge passes are a pretty cool perk.
I am thinking about getting a Costco Mastercard aswell I just don’t know if it will be worth it for me lol
I’m also keeping an eye on the Wealthsimple cashback visa credit card
Tangerine has one of the best in my opinion. And its freeeee.
2% cashback on any 3 categories you choose. Could be groceries, gas, restaurants, etc. .5% on everything else.
I like the Wealthsimple Visa cashback as well, but I needed a mastercard for costco.
2% cashback on any 3 categories you choose. Could be groceries, gas, restaurants, etc. .5% on everything else.
I like the Wealthsimple Visa cashback as well, but I needed a mastercard for costco.
If you have a cat the saving on the big box of litter alone from Costco pays for the yearly fee. I'm being serious.I have the Scotia passport aswell the 6 lounge passes are a pretty cool perk.
I am thinking about getting a Costco Mastercard aswell I just don’t know if it will be worth it for me lol
I’m also keeping an eye on the Wealthsimple cashback visa credit card
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But you absolutely need a freezer and pantry to go there.
I have a dog and Kirkland dog food is actually something my vet recommends
Condoms are cheap at Costco....I have the Scotia passport aswell the 6 lounge passes are a pretty cool perk.
I am thinking about getting a Costco Mastercard aswell I just don’t know if it will be worth it for me lol
I’m also keeping an eye on the Wealthsimple cashback visa credit card
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Yup that’s where I buy them…. The looks I get when I go there and buy 6 packs of condoms at a timeCondoms are cheap at Costco....
I just wish they would sell Magnum condoms / lube at Costco
Just tell them "I'm hornier than the guys! Besides I've got your sons, husbands and fathers waiting for me."…. The looks I get when I go there and buy 6 packs of condoms at a time
Then watch their jaws drop and hit the floor as you walk out. Or would that be a bit too much???
LTO_3
Tell them you're planning an orgy...lmao...and everyone is cumming!Yup that’s where I buy them…. The looks I get when I go there and buy 6 packs of condoms at a time
The Momentum Infinite card is good… 4% on groceries and recurring bill payments. I think gas is included as well. There’s also the Amex Cobalt which you can use as a de facto cashback card through statement credits and/or a travel card.
When I was young, poor, and horny my girlfriend and I would go to the local health unit to get free condoms. We'd literally say just that to get a good bag of condoms. It's not like I wanted to go there bi-weekly, and, well, young and horny.
I had an Amex until they cancelled my card because I didn’t have the sufficient “Proof of income” It was a really good card I loved the metal makes it feel more premium
