Charging a device with your USB is usually a slow charge. If you have the option of charging with the plug, and you are low on time, your best bet is to charge with the plug. For some electronics, it has been said that charging with a USB can actually help prolong the life of your battery, but I think that it's a bunch of mumbo-jumbo. The life of your battery starts and ends with your first few power cycles, as well with how you use the electronic device. (i.e- the backlight, vibrations, volume etc.)
In terms of Blackberries, every blackberry that runs with the Desktop Manager 4.0 (and up..pretty much anything that doesn't say "Configure PIM" haha) has the appropriate drivers to allow your BB to charge fully -- there is a GREAT increase in the amperage when DTM is installed. RIM has decided that newer models - post the 7290 - need to have the appropriate desktop software installed, so that you wouldn't get those "insufficient current" messages. I guess they've figured that if you plug your blackberry to your computer, you're going to want to sync it with something!
