Electronic Deposit Issue

squids

Member
Jun 22, 2008
58
16
8
My first trip to Toronto since 2018 was September 2023. I was surprised to see that electronic deposits were required in many cases. However, coming from the US I’ve had issues getting e-transfer and other systems to work. It’s my understanding from trying etransfer that I have to have a Canadian bank account. However, one of the providers I did see told me that many of her clients weren’t having any troubles. I tried amazon.ca but I had to prove that I could pay each transfer. It got to be a real pain. I was successful using PayPal, but not everyone would accept that. Would somebody out there tell me what I need to do? Thanks
 

SchlongConery

License to Shill
Jan 28, 2013
14,874
9,433
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My first trip to Toronto since 2018 was September 2023. I was surprised to see that electronic deposits were required in many cases. However, coming from the US I’ve had issues getting e-transfer and other systems to work. It’s my understanding from trying etransfer that I have to have a Canadian bank account. However, one of the providers I did see told me that many of her clients weren’t having any troubles. I tried amazon.ca but I had to prove that I could pay each transfer. It got to be a real pain. I was successful using PayPal, but not everyone would accept that. Would somebody out there tell me what I need to do? Thanks

BEST advice is to avoid sending deposits in the sex biz. So many reasons, just search the forum. Wayyyy too many scammers and soooooo many great agency girls and indys who don't require a deposit.
 

Jenesis

Fabulously Full Figured
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Jul 14, 2020
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North Whitby Incalls
www.jenesis.ch
BEST advice is to avoid sending deposits in the sex biz. So many reasons, just search the forum. Wayyyy too many scammers and soooooo many great agency girls and indys who don't require a deposit.
I’m going to catch shit from my fellow sex workers, but if I was a hobbyist, I would only send deposits to ladies that are HIGHLY reviewed consistently and MULTIPLE times over YEARS.

OP - if you are only visiting, maybe just stick to agencies for this trip to making it easier on yourself.
 

tobermory

Active member
Sep 27, 2016
211
210
43
My first trip to Toronto since 2018 was September 2023. I was surprised to see that electronic deposits were required in many cases. However, coming from the US I’ve had issues getting e-transfer and other systems to work. It’s my understanding from trying etransfer that I have to have a Canadian bank account. However, one of the providers I did see told me that many of her clients weren’t having any troubles. I tried amazon.ca but I had to prove that I could pay each transfer. It got to be a real pain. I was successful using PayPal, but not everyone would accept that. Would somebody out there tell me what I need to do? Thanks
A lot of the time you can substitute a gift card for an e-transfer, it's worth asking. E.g Uber, Amazon, etc. These can be bought at Shoppers drug mart with CAD cash, and then you take a photo of the back of the card once you scratch off the area where the code is. Send that photo by email or text. I think that you need to buy the gift cards once you get to canada rather than use a US gift card.
 
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SchlongConery

License to Shill
Jan 28, 2013
14,874
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A lot of the time you can substitute a gift card for an e-transfer, it's worth asking. E.g Uber, Amazon, etc. These can be bought at Shoppers drug mart with CAD cash, and then you take a photo of the back of the card once you scratch off the area where the code is. Send that photo by email or text. I think that you need to buy the gift cards once you get to canada rather than use a US gift card.


Gift Cards are a hallmark of many scammers. Just say NO to deposits of any kind, including gift cards.

Unless @squids has "one-itis". (he HAS to see THAT ONE girl!!!) then stick to agencies or indies that don;t require deposits. Reputable agencies that advertise on TERB are the safest bet for a visitor.

Especially if he is only visiting for a short time. Although as @Jenesis says, WELL reviewed and highly reputable (through many reviews) may be safe, in the case of a short time, if the girl has to cance for whatever reason, they often will only just credit the client for a future visit.

I and other hobbiests have been saying this for a long time but it often falls on deaf ears... until we hear the brave ones complaining later that they got scammed. Usually under a new member handle! 😉


Also, in the case of those visiting from the US, since prostitution is illegal in the US, there is the chance (slim but there nontheless) that he could get charged upon his return if CPB looks into his electronic devices. Again, SLIM, but still a risk there. E-transfers are just more evidence.

 

GeeBee

Connoisseur of life's pleasures
Sep 15, 2019
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Many of the very well established and reputable SP's in TO already have American clients. You are not the first one who has an issue with transfers so if you’re considering one of them ask her what her other clients do. Even good, repeat clients are asked for deposits from some SP’s. However as has been stressed never do this with a random LL girl. Tryst ad, website social media presence etc…. are a minimum to even consider it.

Also if you have someone in mind ask the TERB boys if she’s trustworthy. Although many guys won’t even touch the idea, and I absolutely respect their opinions of it, there are also many of us have sent deposits to well respected SP’s without any problems. Ask for input.
 
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tobermory

Active member
Sep 27, 2016
211
210
43
However as has been stressed never do this with a random LL girl. Tryst ad, website social media presence etc…. are a minimum to even consider it.
The above criteria plus some positive reviews are also good to follow when choosing who to meet even before you get to the deposit stage. Especially if you’re new to the scene. Since the OP is rarely here I would recommend sticking to well established, well reviewed providers.
 
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hrnyscrp1971

Active member
Sep 24, 2022
125
55
28
My first trip to Toronto since 2018 was September 2023. I was surprised to see that electronic deposits were required in many cases. However, coming from the US I’ve had issues getting e-transfer and other systems to work. It’s my understanding from trying etransfer that I have to have a Canadian bank account. However, one of the providers I did see told me that many of her clients weren’t having any troubles. I tried amazon.ca but I had to prove that I could pay each transfer. It got to be a real pain. I was successful using PayPal, but not everyone would accept that. Would somebody out there tell me what I need to do? Thanks
Never e-transfer to a provider. It’s a scam
 
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SmokinAces

Active member
Mar 13, 2022
110
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Also, in the case of those visiting from the US, since prostitution is illegal in the US, there is the chance (slim but there nontheless) that he could get charged upon his return if CPB looks into his electronic devices. Again, SLIM, but still a risk there. E-transfers are just more evidence.

That Legislation is specific to child sex. Basically if Americans go overseas or to Canada/Mexico to engage in sex with children. It does not apply to visiting an adult escort.
 
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squids

Member
Jun 22, 2008
58
16
8
A lot of the time you can substitute a gift card for an e-transfer, it's worth asking. E.g Uber, Amazon, etc. These can be bought at Shoppers drug mart with CAD cash, and then you take a photo of the back of the card once you scratch off the area where the code is. Send that photo by email or text. I think that you need to buy the gift cards once you get to canada rather than use a US gift card.
What you say makes the most sense. I did find one provider who didn’t require deposit. She also agreed to stop at the store and pick up a $30 gift card that another provider wanted to finalize the booking. Both of them asked that I not pass along their names.
 

squids

Member
Jun 22, 2008
58
16
8
Many of the very well established and reputable SP's in TO already have American clients. You are not the first one who has an issue with transfers so if you’re considering one of them ask her what her other clients do. Even good, repeat clients are asked for deposits from some SP’s. However as has been stressed never do this with a random LL girl. Tryst ad, website social media presence etc…. are a minimum to even consider it.

Also if you have someone in mind ask the TERB boys if she’s trustworthy. Although many guys won’t even touch the idea, and I absolutely respect their opinions of it, there are also many of us have sent deposits to well respected SP’s without any problems. Ask for input.
Many of the very well established and reputable SP's in TO already have American clients. You are not the first one who has an issue with transfers so if you’re considering one of them ask her what her other clients do. Even good, repeat clients are asked for deposits from some SP’s. However as has been stressed never do this with a random LL girl. Tryst ad, website social media presence etc…. are a minimum to even consider it.

Also if you have someone in mind ask the TERB boys if she’s trustworthy. Although many guys won’t even touch the idea, and I absolutely respect their opinions of it, there are also many of us have sent deposits to well respected SP’s without any problems. Ask for input.
Good advice, thanks.
 

squids

Member
Jun 22, 2008
58
16
8
That Legislation is specific to child sex. Basically if Americans go overseas or to Canada/Mexico to engage in sex with children. It does not apply to visiting an adult escort.
21 years old and above is a good rule to follow! Hundred percent
 

squids

Member
Jun 22, 2008
58
16
8
Gift Cards are a hallmark of many scammers. Just say NO to deposits of any kind, including gift cards.

Unless @squids has "one-itis". (he HAS to see THAT ONE girl!!!) then stick to agencies or indies that don;t require deposits. Reputable agencies that advertise on TERB are the safest bet for a visitor.

Especially if he is only visiting for a short time. Although as @Jenesis says, WELL reviewed and highly reputable (through many reviews) may be safe, in the case of a short time, if the girl has to cance for whatever reason, they often will only just credit the client for a future visit.

I and other hobbiests have been saying this for a long time but it often falls on deaf ears... until we hear the brave ones complaining later that they got scammed. Usually under a new member handle! 😉


Also, in the case of those visiting from the US, since prostitution is illegal in the US, there is the chance (slim but there nontheless) that he could get charged upon his return if CPB looks into his electronic devices. Again, SLIM, but still a risk there. E-transfers are just more evidence.

The first lady I saw on my recent trip didn’t require deposit. I had such a great time with her that she came back for a second visit. I had already scheduled with another lady who did require deposit; I had the first young lady stop by the store and pick up a $30 Amazon gift card. We simply took a picture of it and sent it to the second one. Also, the first lady who I had a great time with recommended the second. When I come back, I may try to do a double with them. I also look at reviews not so much for what they do or not do but whether the reviewer would say they were a rip off and would never do a second visit, things of that nature.
 
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squids

Member
Jun 22, 2008
58
16
8
The first lady I saw on my recent trip didn’t require deposit. I had such a great time with her that she came back for a second visit. I had already scheduled with another lady who did require deposit; I had the first young lady stop by the store and pick up a $30 Amazon gift card. We simply took a picture of it and sent it to the second one. Also, the first lady who I had a great time with recommended the second. When I come back, I may try to do a double with them. I also look at reviews not so much for what they do or not do but whether the reviewer would say they were a rip off and would never do a second visit, things of that nature.
I’ve been coming to Toronto from the US since 2003; I used the TER and TERB. During that whole time I never felt I got ripped off. Some providers were not as great as their websites. But then, there never was a requirement for a deposit. I’ll have to be more vigilant. Thanks to everyone who’s commented and provided me with good advice.
 
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GeeBee

Connoisseur of life's pleasures
Sep 15, 2019
570
841
93
Ignoring the deposit issue for a second, there isn't an anonymous electronic payment system in Canada as far as I know? Do you know of one?
None that I’m aware of other than bit coin etc...

We’re lucky to have the interac system here in Canada for many years now, which means that as long as you have a bank account you can e-transfer money very easily compared to other places. So the other platforms really aren't as necessary as they are in other countries and there isn’t a big demand for them here from most people.

However, the down side is for guys like us who don’t want to leave a trail. Sadly the "E-Pooner" startup we’ve all been hoping for likely won’t take off. ;(
 

tobermory

Active member
Sep 27, 2016
211
210
43
Exactly, it's the electronic trail I want to avoid. In addition, I remain unconvinced that e-transfer is anonymous.
For clarity e-transfer is not anonymous, it comes from a bank account that requires valid ID to be set up and the sender is named in the transfer email.
 
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Brown Nose Bear

Well-known member
Oct 24, 2023
1,303
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Exactly, it's the electronic trail I want to avoid. In addition, I remain unconvinced that e-transfer is anonymous.
E-transfer can be somewhat anonymous, at least when it comes to protecting your identity from the recipient. CIBC and Simplii let you specify a nickname for your e-transfers, so you can set it to whatever you want. The recipient will only see your nickname, but your bank still knows who you are and has a record if the transaction. Normally this shouldn't be a problem, but if the cops come at you for some reason, that's another story. The only way to be truly anonymous is by using some intermediary like crypto or gift cards as stated above.
 
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