I usually agree with JJ but this time she was OUT TO LUNCH.
According to her, if someone uses your car, and dents it, they're not responsible? Or if they come over and knock over a vase? SOrry, a person is responsible for their actions....
BTW: toilets DON'T wear out. Seals make leak, flapper valve may stick, but a porcelain toilet if NOT misused, will last for 100 yrs or more.....