I use the BMO Cash Back credit card . I get points for everything . If you don't use the points then those money points are added to your card in January. In other words free money . Last year I racked up over $400 on that card alone . When buying gas at Canadian Tire I use my Canadian Tire card to get the 5 cents off a liter . The problem with Canadian Tire card is that you have to shop at Canadian Tire . The BMO Cash Back card is money back no matter where you use it .When Shoppers came out with their points card I racked up $250-300 in points in the first year without looking or trying. Things slowed down in the later years. When Presidents Choice merged the cards things went down hill. I noticed that there were very few points when I shopped at Loblaws and affiliated stores, you have to look for the items that give points or you get nothing. At Shoppers you still get a few points for every item and bonus points for special items of the week. I do not even bother these days.
The Canadian Tire Card is your best bet. CDN Tire money on everything you buy, multiple points if you use your card to shop at CDN Tire stores. Plus five cents back per litre of gas. If you use you points to buy Items on special in the weekly flyer ( up to 80% on some items ) You points even go further.
Until this week I actually thought I was still getting 3% regardless of what I buy at Loblaws and affiliates.When Presidents Choice merged the cards things went down hill. I noticed that there were very few points when I shopped at Loblaws and affiliated stores, you have to look for the items that give points or you get nothing. At Shoppers you still get a few points for every item and bonus points for special items of the week.
These guys are idiots and make things to confusing for the average person that just wants to swlpe a card and go. I go into Esso now, and they ask me if I want to swipe my Esso Card or Optimum. It's like, "well if swipe your Esso card you get XYZ, if you swlpe your Optimum card you get ABC". Holy fuck man, I don't to go home and have dissect which card I should be using where and when. Just fucking combine the shit already.Does anybody understand the rules? I am totally confused ever since Shoppers entered the picture.
Until this week I actually thought I was still getting 3% regardless of what I buy at Loblaws and affiliates.
When I called the call center, the agent said I get an email offer (yes, I do). Then I have to explicitly accept the offer by signing in with my password (who the hell remembers their password?) and I only get points on the items offered (e.g. 50 cans of Campbell soup). What a f--kup. Keep it simple and just give me the 3% on whatever I buy. Ridiculous! Stupid!
Plus, I am not currently using my PC Mastercard because I have a prepaid VISA that I have to use before the expiry date.
You might get points at SDM but everything there is overpriced.For me the best benefit is I can rack up points at SDM and cash them in at the grocery store. ..
That's all well and good but I only buy one bike tube and a can of WD40 once a year. How many points will I get?I racked up $650 in CDN Tire cash last year for just using my CDN Tire card. I got a $600 CDN Tire bike for half price @ $300 of CDN Tire money. This is the best card to have, especially when you buy the items that are on special at 50-80% off.
The worst!Air Miles is also criminal. Took me 20 years of collecting to get a blender.
And now you're all mixed up.Took me 20 years of collecting to get a blender.
If you buy gas than get it at Canadian Tire . Then see how many points you get . Don't buy much at Canadian Tire . Not our problem .That's all well and good but I only buy one bike tube and a can of WD40 once a year. How many points will I get?






