I had an AMD chip a few years back. What a mistake! That thing would overheat after 10 mins of watching any video.
That's a fan(s) or case issue, with a $15 to $100 fix. CPU / case fans cost as little as $15, and a new case kitted with fans and a PSU can be had for $100. Unless it's a shit laptop. Also check for dust on the CPU under the fan, in the case, and general airflow.
I've built systems with both, and worked on both. Since the Pentium 3 days I've always gone AMD for my home systems. Minus some aggressive Intel price cutting not too long ago, the price-performance for Intel has never been justifiable, IMHO. I've found the quality of the AMD chips to be fine. As with anything, a lot depends on the system the chip is in:
1. You want a motherboard that has a reputation for quality, even at the expense of some speed, with a fully updated BIOS.
2. You don't need very low latency or error correcting RAM, but decent lower latency ram goes a long way.
3. The CPU's stock fan / cooler is probably fine, but you might want to go for something higher quality / quieter.
4. You want case fan(s). Bigger fans push more air and spin slower which makes them quieter. You can go with one fan, but if you do make sure you check your temperature sensors regularly and get a second one if needed.
5. Make sure the case allows for airflow, and you put the case in a place that allows for air.
6. If you can, always make sure you have a one slot space between all hard drives, optical media drives, the PSU, and any high performance video cards. These things all generate heat and you want that to dissipate.
7. It doesn't hurt to blast the dust out of the thing every now and then.
For 1-6, it doesn't matter if you're AMD or Intel, if you build or buy a system that fails in any of those categories, your desktop or laptop will fail rapidly and give you nothing but trouble. It's fine if you can blow through cheap systems-- But on a beefy desktop that you buy / built yourself, you really want to make sure.
edit: As far as backing up goes-- Find a local way to do it, and just do it. I use a RAID (redundant mirrored drives for non-geeks) based linux box as my desktop system, and I back that up to an encrypted USB Disk, and every Christmas I put last years disk in my closet at my patent's house. (The drive for the USB, that later goes to the closet, is 'free' because I grow my RAID by 2 disks every year. That leaves me with +1 drive, unless a drive fails, and +1 more for the previous year's drive.)