As I am seeing more sp's recently, I realize that this hobby can really destroy someone's financial future unless you are ultra rich. I would imagine most of us are average joe income earner on this board. I wonder how much do you guys budget for this hobby per month? And what percentage of your income goes into hobbying? Personally I make around 12K pre tax per month and I plan to have 3 to 4 hh sessions per month which would cost me around $640 per month. That is about 6% of my income which I think it 's pretty healthy financially. how about you?
what is your monthly budget and what percentage of your income is spent on hobbying?
- Thread starter coolmanfever
- Start date
Really depends on your take home pay, long-term debt, other obligations and expenses and your savings and investments.
I have always spent way more than is financially advisable on this "hobby". Right now I spend about $1300 per month. I make less than $100k (gross) per year so this is quite a financial hit. I have absolutely no regrets. It has been a blast. I don't live in fancy digs. Don't have a showy car . The rest of my life us very comfortable. Nice restaurants. Travel. Don't have a big bank account. But I have memories that keep me smiling and continue to have experiences that no man my age has any right to expect
It ads up. I’ve been on a bit of a binge. October was expensive, need to reel it in.
But so far it been over budget already this month. Had a good weekend
Wednesday, Friday aft, Friday nite, Saturday, Sunday, Monday. Hmmm. 1260 in 6 days
I need a cheaper hobby for a while.
My monthly income is a dismal $1,600. Fortunately I don't have to
pay rent as I am living in my parents' residence. I don't have the
burden of kids and car payment as I am a single guy living a
low-carbon spartan lifestyle. Each month after
my expenses on groceries (mostly purchased in Food Basic)
TTC pass, dog food and internet bill I still have $400 to $500
left for 2 to 3 visits to my favourite MPs. I usually paid $120
to $160 for a 45-60 min session that come with a quality
massage plus a bodyslide finish. I only visit obscure MPs
for services provided by not-so-attractive MPAs most of
whom never got any attention in the massage forum.
pay rent as I am living in my parents' residence. I don't have the
burden of kids and car payment as I am a single guy living a
low-carbon spartan lifestyle. Each month after
my expenses on groceries (mostly purchased in Food Basic)
TTC pass, dog food and internet bill I still have $400 to $500
left for 2 to 3 visits to my favourite MPs. I usually paid $120
to $160 for a 45-60 min session that come with a quality
massage plus a bodyslide finish. I only visit obscure MPs
for services provided by not-so-attractive MPAs most of
whom never got any attention in the massage forum.
when I was playing it was between 1500/2000 per month....once a week for 2 hrs at a time with various favorites
I havent seen anyone since the end of November last year because of my bout with Cancer....and noticed I had enough disposable cash on hand to do a $10,000 reno in the house and payoff a car loan.... and I still got a fair sized war chest for playing when I get back at it.
As long as bills and family are looked after..have fun
I havent seen anyone since the end of November last year because of my bout with Cancer....and noticed I had enough disposable cash on hand to do a $10,000 reno in the house and payoff a car loan.... and I still got a fair sized war chest for playing when I get back at it.
As long as bills and family are looked after..have fun
Wow. Some of you really do well! Good for you guys.
On average most ontarians own a debt to income ratio of around 133%. Which is terrible. Carrying debt and using lines of credit and putting oneself in a hole that’s hard to dig out of.
Mine hovers around 50 - 60% Debt/income ratio so I can save. With that said, I seem to average around 10% a month on two one hour visits give or take.
I’d like to do better for sure by spending less on this.
On average most ontarians own a debt to income ratio of around 133%. Which is terrible. Carrying debt and using lines of credit and putting oneself in a hole that’s hard to dig out of.
Mine hovers around 50 - 60% Debt/income ratio so I can save. With that said, I seem to average around 10% a month on two one hour visits give or take.
I’d like to do better for sure by spending less on this.
I personally agree, but don't expect to get a lot of support for that line of thinking on here! lol
Hard to justify the expense, if I had to, to anyone else. I don't. Whittled it down to pretty much one girl. $140. once a week. which is twice a month more than I can justify. Like Black Adder. I need a cunning plan. Was thinking of asking her, instead of cutting back to twice a month at $140 each time, how about once a week at $100? that way you get $400 instead of $280 and you get to see me every week. Maybe I will float that one by her. see if that gets me drop kicked out the door.
in answer to the original question. about 1 day's pay
in answer to the original question. about 1 day's pay
That should get you kicked out the door. Why should she discount to you, when she could sell that time slot to someone else, like me maybe, who would be paying full rate.
It’s not her problem you can’t afford her, it’s your problem.
On the other hand, there are some regulars I see who do give me a grandfathered rate because I’ve been seeing them since before the rate went up. I’ll take it if offered, but I wouldn’t ask for a discount.
Why not cut down to twice a week at 1 hour per visit. That way you can cut down the cost if the hour is $240 or $260. And at least you can cum twice in one session rather than once!
I may offend some people by saying this - but if this activity is something where you have to scrape together cash to participate - you probably shouldn't, at least not on a regular basis. If you're scraping cash together to participate regularly - it kind of implies that the money is needed elsewhere. This "hobby" should be based upon entirely discretionary income. i.e. income that you do not miss. Lecture time: A lot of Canadians do not have enough savings for retirement. If you want to retire and live in Toronto - you need a lot of savings and investment. Make those first (AFTER taking care of your family) before you even think of calling an SP or going to see an MPA. Seriously guys - if you're scraping cash to do this - don't. Get an economy size tub of lube, a pallet of kleenex, and watch Pornhub.
