Are people running out of money?

How are things financially recently?

  • Very bad, in debt and struggling to meet expenses, have to borrow

    Votes: 2 1.4%
  • Bad, barely scraping by to live

    Votes: 7 4.8%
  • Fair, managing to pay bills, but much less luxuries

    Votes: 37 25.2%
  • Decent, no issues with bills or debts and can splurge on luxuries occasionally

    Votes: 40 27.2%
  • Good, living comfortably as long as I’m not wasting money

    Votes: 35 23.8%
  • Amazing, can afford to spend on luxuries and save and invest. No financial worries whatsoever.

    Votes: 26 17.7%

  • Total voters
    147

MatureMan

Member
Oct 5, 2024
15
37
13
I just saw an Asian service provider, and she told me that things are very slow compared to last year. Apparently, she said, people are running out of money and can’t afford to hobby.

How are people doing financially? I am doing OK, since the stock market is up a lot however, I think most people are not fully invested.
80% of people probably find it hard to keep up financially. Most will outspend their income. Thats the nature of this society. Doesn’t matter if they’re poor, middle class or upper middle. Expenses tend to rise with income. Now, the absurdity of the Canadian economy and taxes is a contributing factor but you get my point. I’m probably in the 1% but I feel far from rich. Doing this hobby on a frequent level definitely requires some high discretionary cash so I’m not surprised if the average girl is seeing less people. Plus there seams to be more girls in this business. So more options for less available dollars. Probably the same predicament for many other businesses.
 

The Options Menu

A Not So New Member
Sep 13, 2005
5,532
2,092
113
GTA
I still prefer outcall - In fact, I’ve been a hobbyist for over 25 years and can count the number of incalls I’ve done on one hand… Just not my thing.
I like outcalls if I'm on the road, and I have some confidence an escort can be moderately discreet because I tend to stay in the same places. My issue with outcalls in Toronto (my home) is that: 1) My budget would have a hard time with the overhead if I was renting spaces, and 2) I've been in the same building, with the same neighbours, for a long time. They're good neighbors, and I'm friendly with most of my floor (if not actual friends). They'd notice stange women coming and going. (I have long random conversations with my landlord for Christ's sake.) While seeing escorts has been great, I don't want to be 'hooker guy'.
 

Ceiling Cat

Well-known member
Feb 25, 2009
29,392
2,035
113
Some people are running out of money, while others already have. Those who still have financial stability are being cautious. With companies downsizing or shutting down, and job security in question, even the well-off are tightening their belts. I closely follow the economy to understand where things stand. Car sales are down across the board, except for reliable manufacturers like Honda and Toyota. Buyers who are still in the market are choosing quality, leaving those dealerships nearly empty. In contrast, lower-quality brands are sitting on massive inventories, some with a 400- to 500-day supply. Retail sales are another clear indicator, long gone are the aggressive promotions and deep discounts we used to see.
The COVID-19 pandemic was a tragic but historically cyclical event, something that tends to happen roughly once every century. But what came next, the policies imposed by Donald Trump was an avoidable and unnecessary crisis. His actions didn’t just affect the U.S. they sent shockwaves through the global economy. Even if he's rendered politically ineffective after midterm elections, his influence on world affairs will persist. The economic damage done during his time in office won't be quickly undone. Only after he's fully out of the picture will the global economy begin to stabilize, and even then, returning to pre-2020 conditions will take years.
 

opieshuffle

Well-known member
Oct 30, 2004
520
393
63
Sometimes a little mystery is what is needed :devilish: Back in school, I used to like the slow dances to .. was fun to feel the guy excited against my body. Still like dancing to be honest. A guy who is a good dancer is a total turn on 😉
You can imagine how much fun I had as a good dancer who happened to be short! The girls loved slow dancing with me and the taller girls who blossomed early were happy to dance as they didn't get asked much. Ahhhh sweet memories. :)
It wasn't until I was much older and talking to women I knew well, that they shared how they LOVED feeling us guys get erect while dancing. It was so embarrassing for most of us teenage boys at the time but, had we known a lot of the girls loved it... well... the mind reels.
 
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Moose134

Active member
Jan 7, 2016
116
178
43
I am in a similar boat. I have to decide between buying some cool tech devices and gadgets I like vs spending on an hour where the experience may be mixed. In recent years I have gone with buying some shiny toys for me instead. I do have eyes on few well reviewed ladies but they are far from my place and as everyone mentioned driving in traffic is something I absolutely don't feel like doing.
Me too. I like tech gadgets. But also I’ve gotten more into my fitness stuff. $500-$1000 got me some really cool exercise stuff + fitness courses or DJ equipment … all this cool stuff & fun experiences vs. 2 hours with an escort lol

the increasing prices have been a blessing in that I’ve put my time into many other enjoyable hobbies.
 
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stinkynuts

Super
Jan 4, 2005
8,666
2,967
113
I’m doing well enough, but after “hobbying” for over a decade, I have seriously pulled back recently. Prices are up and the experience feels a lot less special than it used to. “The vibes are off” as the kids might say.
But maybe that’s just me getting old.
No, there is definitely something going on. There is zero connection. Everything is so impersonal. But society as a whole has gotten so cold.
 

JeanGary Diablo

Well-known member
Aug 5, 2017
2,099
2,999
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Honestly I don't know how regulars can afford the hobby, are they all rich? I don't see how any middle class or below person can afford to go multiple times a month.
As a Gen Xer. I know a few people who didn't have a pot to piss in or a window to throw it out of five years ago, but as we age, parents start passing away and left them inheritances, so now they're doing all right and then some.

We're actually seeing the biggest wealth transfer in history at the moment.
 
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stinkynuts

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Jan 4, 2005
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As a Gen Xer. I know a few people who didn't have a pot to piss in or a window to throw it out of five years ago, but as we age, parents start passing away and left them inheritances, so now they're doing all right and then some.

We're actually seeing the biggest wealth transfer in history at the moment.
It's true. I regularly gamble and see so many wealthy people lose tens of thousands of dollars playing baccarat and blackjack. A lot of it is inheritance.

There is a massive gap between the rich and the poor. The top 10-20% have net worths of millions of dollars, while the lower half have barely anything.
 
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Intrinsic

Active member
Jul 21, 2012
766
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As a Gen Xer. I know a few people who didn't have a pot to piss in or a window to throw it out of five years ago, but as we age, parents start passing away and left them inheritances, so now they're doing all right and then some.

We're actually seeing the biggest wealth transfer in history at the moment.
2008 was part one. 2020 onward has been part two.
 
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JeanGary Diablo

Well-known member
Aug 5, 2017
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It's true. I regularly gamble and see so many wealthy people lose tens of thousands of dollars playing baccarat and blackjack. A lot of it is inheritance.

There is a massive gap between the rich and the poor. The top 10-20% have net worths of millions of dollars, while the lower half have barely anything.
Yes, and for those of us born in the 1960s and 1970s, we were the first generation that on average didn't do as well as our parents did. They made the money, they invested the money, and as they go, we're inheriting the money.

I know a few people who struggled financially throughout their 30s and 40s and we're bogged down with debt, but they're now sitting pretty in their 50s and 60s because of wealth transfer.
 

jeff2

Well-known member
Sep 11, 2004
1,991
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Yes, and for those of us born in the 1960s and 1970s, we were the first generation that on average didn't do as well as our parents did. They made the money, they invested the money, and as they go, we're inheriting the money.

I know a few people who struggled financially throughout their 30s and 40s and we're bogged down with debt, but they're now sitting pretty in their 50s and 60s because of wealth transfer.
Yeah, it seems the early eighties is when everything really changed.
 
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JeanGary Diablo

Well-known member
Aug 5, 2017
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Yeah, it seems the early eighties is when everything really changed.
Totally.

In the early 1980s we were a single-income family. My dad worked as a salesman, nothing fancy at all, yet we had a nice house (paid off), two cars, my brother and I played hockey, we took family holidays every year. All things being considered, there is no way in hell a single-income family of four could live that lifestyle in 2025. In 1984 my mother went back to work and the money suddenly doubled. They had no debt and were investing money hand over fist.

And it's not like this was just my family, this was the way it was at the time for many.
 

JeanGary Diablo

Well-known member
Aug 5, 2017
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2008 was part one. 2020 onward has been part two.
I would say you are correct here.

And it's literally like people are eventually winning small lotteries all the time. In summer I got as Facebook message from a guy who was a high school friend. Great guy, but he was your typical slacker who preferred working as little as possible so he had lots of time to play video games and play guitar and living payday to payday with nothing saved.

I don't think he ever travelled outside the province, and I know he has never owned a car. His parents are both gone now and he has informed me he's inherited their small home and he's also living in Bali for six months of the year. This is the sort of thing we're seeing.
 

JeanGary Diablo

Well-known member
Aug 5, 2017
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No, there is definitely something going on. There is zero connection. Everything is so impersonal. But society as a whole has gotten so cold.
My mum told me she was at a small-scale family reunion recently.

After two hours, everyone seemed exhausted with each other, and conversations had become fractured because my aunts, uncles and cousins started texting on their phones.
 
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stinkynuts

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Jan 4, 2005
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I would say you are correct here.

And it's literally like people are eventually winning small lotteries all the time. In summer I got as Facebook message from a guy who was a high school friend. Great guy, but he was your typical slacker who preferred working as little as possible so he had lots of time to play video games and play guitar and living payday to payday with nothing saved.

I don't think he ever travelled outside the province, and I know he has never owned a car. His parents are both gone now and he has informed me he's inherited their small home and he's also living in Bali for six months of the year. This is the sort of thing we're seeing.
The sad thing is that he neve worked for all that money, and most likely he will live off the money for the rest of his life. My uncle was the same way. Money kept coming his way, he was born rich and married rich. Yet was always in debt and kept get bailing out. Meanwhile, good, hardworking people scrimp and save barely to survive.
 
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